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3 different single mamas; 3 different stories. We invite you to join us in the triumphs and failures as single mothers! Let’s lift each other up! We would love your feedback, and we encourage you to share your stories.
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A Single Moms Vent

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Showing posts with label shopping. Show all posts
Showing posts with label shopping. Show all posts

Thursday, December 12, 2019

Budget Guide for the Single Mom

Creating and adjusting to a budget is a pain in the rear, but necessary. You can try a printable budget worksheet to track your monthly spending so you know where your money is disappearing off to, and then you can make the changes that will help you get life moving in the right direction.


As much as I love (loathe) organizing, it didn't take long for me to learn the skill of budgeting. I am what old folks call a tight wad and I am good at living within my means, but creating a budget and sticking to it has always been a hard one. I usually start the month on the right track, but it seems like there is always something lurking around the corner ready to take a yummy bite out of my bank account.
Budgeting isn’t something we learned at my school, though, I think they're teaching it now as an elective. Doing it on your own is scary! Admit it.
There’s never a bad time to start budgeting, but you also won’t have any more success if you start at the “right” time because there isn't one. In the past, I have made a lot of excuses. Extra expenses come along – like car repairs and medical bills – to throw off my plans. If I’m honest, though, there is always something. Y'all know that purse was on sale. No refunds.

How to use a budget worksheet 💜

In my own budget, I included only the expenses that I have. However, there's a few categories for this printable that I think many people use. For example, I don't use Amazon Prime but do have a dreaded cable bill. I'm one of the lucky few that don't have a car note RIGHT NOW, but that'll only last until my hunk of junk makes it's final puff of smoke on the side of the road. (I do love that thing)
The budget worksheet that you'll get to use is one another super mom created and is divided into three main categories: household bills, necessities, and irregular expenses. Household bills are the regular monthly bills that are necessary for your house. Get over it, you have to pay them.
The second category, necessities, is things that you purchase regularly with a flexible amount. The last category, irregular expenses, is really divided into sub-categories. These expenses are once in a blue moon things and can change from month to month. The “fun shopping” sub-category is kind of vague, but it is also the easiest to DELETE when necessary.

Start by writing in your income sources at the top. Also, fill in the date for each week. (Don't get antsy, because I said add dates) Now start keeping track of how much you spend! Before you can make changes to your budget, you need to know what you are already doing wrong. Every time money comes in or goes out, write it on the correlating line under the appropriate week. It doesn't matter if you're paying a couple dollars for soda, because it adds up.  When you get to the end of the month, add up your totals. No cheating!


Printable budget worksheet 💜

This budget worksheet fits on a single 8.5×11-inch page. You can print as many copies as you need for personal use. You may need to allow popups or give permission to download.


Tuesday, November 19, 2019

Christmas Shopping on a Budget

Not the first to admit that I hate shopping for Christmas presents and I'm sure I won't be the last. I don't like wrapping paper, and gift bags are the best thing ever invented. I'm 75% sure that I'm one of those moms that puts things off until a few weeks prior to Christmas before actually going to get the stuff that I should have already purchased. I am not one of those amazing women that have shopping done in June. I actually do know some people that have their shopping done by February by catching all of those awesome sales that they have it every freaking the store following New year's!
I'm still trying to wrap my head around the fact that stores and online sales are insisting
that Black Friday starts 3 weeks prior to the actual Black Friday and continues all the way through Christmas. Heaven forbid they stick to one single day. Of course that would rule out all of the other holidays that stores have sales such as, on President's day or Memorial day... Not that those two days have anything to do with shopping for presents or anything at all shopping related whatsoever. Sales promotions driving me nuts, therefore I honestly try to avoid shopping all together.
Let's get straight to the point. you want to know where to save money and I'm going to tell you where I get my best shopping on. Yes, you can get some great sales at Wal-Mart, but do you really want to deal with that? And yes, you can get some unbelievable sales online on cyber Monday, but I'm totally anti-box/shipping right now because so many people are losing jobs. So I am forced to admit that I am a value shopper to the extreme. Moms, believe it or not your little ones will not remember what you got them from the store when they were itty bitty... So you can take them with you!
My go to stores, when holiday shopping is forced upon me, starts with Ross. I absolutely love that store. First to hit up then makeup and accessories section. They have so many cool stocking stuffers in knickknacks that you can give to Mom, teen daughters, and even teachers if you really like them. Then you head straight to the back! You will find anything from pictures to hang on a wall that you know what your friend really needs, or the really cute puppy stuff bed your grandmother wants. they have so many awesome kitchen things for that brother-in-law that lives in the kitchen! And of course, there is everything you can possibly shove in a gift bag at the last minute close to the register. Most of this stuff is mid to high quality products and no one will know the difference.
You can pretty much do the same thing at places like TJ Maxx and Marshalls! The prices might be a little bit higher, but you can always find something amazing like a really cute purse for your sister or your cousin. 
Now when it comes down to being Santa, don't be that Mom that thinks she has to buy everything. It is not a competition. You do not need an entirely new collection of toys. You just got rid of some of the old ones and you're still dealing with birthday ones that you regret you bought in the first place.
One of the best places besides the dollar store (this includes Family Dollar, Dollar General, Family Dollar, etc) where you really need to check for the basics like candy canes and all of the candy stuff involved... Five Below is a must. There is so much stuff in there that you can literally find something for everyone. Grandpa needs a new book, there are tons and tons and tons and tons of toys/activity sets, home decor, and trust me when I say that they are fully prepared for Christmas presents. They are stocked in the candy department as well. You might even find a fun movie to throw in on your Christmas Eve quality time or find a really cool witty t-shirt for a party you have to attend.
Target has their cheaper stuff up front when you first walk in, which is great, but there's a huge section in the back that is dedicated to stuffing those stockings. I'm never really thrilled about the prices on some of the stuff, but you can usually find something if you're in a bind. And don't forget that there is a 20% off coupon on most toys. You can scan it with your phone in any toy isle.
Last but not least, JCPenney does cram tons of stocking stuffers in the isles. There's always an
awesome amount of $3.50 t-shirts for boys that have really cool themes anywhere from Star Wars to throwback TV shows and heavy metal bands. This might work for brothers as well.
So tell me! Where do you go shopping? I always encourage my friends and family to shop local, but sometimes it just isn't in the budget. You have to shop cheap. I get it. So what is your secret? 

Monday, November 18, 2019

A Single Mom's Emergency Car Kit

        Not every mom, or woman for that matter can depend on someone else to come to their rescue with a quick phone call when they have a flat tire or are having car trouble. It can be a scary situation to be in, especially with kids in the car. 
Speaking from experience, I thought I'd share with you what I make sure I keep in my vehicle so I'm prepared for a sticky situation. These come in handy, especially on a road trip!
  • First aid kit (super cheap to find at Wal-Mart or Target)
  • Flashlight (You kind find these everywhere, but frequently check battery)
  • Flares or orange cones (You need to be VISIBLE)
  • Spare tire (We'll go over how to change that!)
  • Can of Fix-a-Flat: If you’re losing air or forgot to keep your spare filled, this will get you to the next gas station. I got a small compressor that you can keep in the car instead.
  • Jumper cables (My compressor doubles as a battery charger!)
  • Pepper spray & a window/glass breaker: Don't want to get stuck... with a crazy person or in flood water
  • 550 Cable: This cable can be used for anything - tying your bumper back on, your hood back down, used to tie off an emergency medical situation, the list goes on...
  • Collapsible gas can: We are horrible at stopping to get gas, so try to keep your gas gauge over 1/4 of a tank! 
  • Water (drinkable is great but you might need it to put in your coolant tank, so make sure you have extra)
  • Small fire extinguisher: I know this sounds odd, but sometimes electrical fires just happen! Be prepared for anything.
  • Car phone charger - let's face it... I always let my phone die!
Remember, if you get in a wreck, turn the car off immediately. Sparks flying can cause a major problem!! I hope this has been helpful, and make sure you're prepared for those holiday trips coming up, even if it's across town.
Now let's show you how to change that flat tire...

Monday, March 12, 2018

And... I still don't follow the rules.

I know there are the DUH rules about being a mom. There's the bedtime rule, the feed your kid rule, and of course the potty train your kid before they get into school rule. 
Let me tell you something. I am not spending one more minute hovering over my kid's sink trying to shove their toothbrush into the right spot just to get spat on. 
I am taking my kids to the dentist every six months like I'm supposed to. I tell them to go brush their teeth like I'm supposed to. For the love of all that is holy! My son is 14! So yes, I took his whiny butt to the dentist today to get a few fillings. Yes, the dentist glared at me and was trying to talk to ME about oral hygiene like a freaking 5 year old. Kid, I'm older than you and I was learning how to brush my teeth when your parents were in middle school. Don't talk to me about how to brush teeth.
 So check this out: I sat in the corner of the room watching my son get his fillings and I was just commenting on how it didn't hurt, it was just the cold water. He's never going to get a girlfriend with nasty teeth and bad breath. 
The assistant literally turned around and asked what my problem was. 
MY PROBLEM? Heffa! The kid won't brush his teeth and I'm sitting in a chair while your boss is drilling holes in his permanent teeth. Are you paying for it? No? Shut it.
Yes, I was the ultimate bitch today. I have to use that word because there is not one single word that could possibly describe what was going through my head.
How did I end up with a daughter that is going to need major orthodontic work, yet brushes and flosses and even uses mouthwash like she's supposed to, yet her big brother can't seem to brush his teeth?
I quit. I'm done. Not even two hours later he had managed to hunt down one of those push-pop suckers that moms fear at the check out lines at grocery stores. BLUE TEETH y'all. They were blue. Like I wouldn't notice? COME. ON.
So, I'm gonna feed him. I'm gonna provide for him what I'm supposed to. But if one more person tells me I need to brush his teeth for him... middle finger right up in their face, cause it ain't happening. Nope. I am done. Forget the rules. 

Tuesday, June 23, 2015

Beat the Summer Blues

Because I had the genius idea of having my office right across the hall from my kids' rooms, I'm not getting ANYTHING done during the day! I don't know why I bother walking in there. I walk towards the door and I have a shadow asking, "Mommy, what are you doing? You aren't going to work, are you?"
Of course not. Why would I ever want to do that? - I need a break from my kids.

I started an early morning walking group with some other moms in my neighborhood. I need the exercise, don't get me wrong, but it's mostly the only time I have with other adults, even if it is for only 45 minutes at the crack of dawn.

Earlier this summer, I brought up the topic of having fun kid activities lined up for this summer on the neighborhood website. I had all sorts of feedback! You wouldn't believe all of the awesome ideas these folks were forking out.

Just in case you want the list:

Sell lemonade AND wash bikes for a buck.
Giant bubble recipe & directions http://tatertotsandjello.com/2010/08/sum...
Make ice cream in baggies http://www.growingajeweledrose.com/2013/...
For TWEENS 40 card games & Minute to Win It games + many more http://childhood101.com/2014/07/23-activ...
GIRLS Make up party, Mall make up, make jewelry, sew a pillow, Make a name sign with photographs of friends posing letters
FAIRY HOUSES http://www.houseofhawthornes.com/were-ba...
BOYS: play real marbles, origami, paper airplanes, foil boats - which one holds the most cargo. Fastest Lego car, cook:https://www.pinterest.com/search/pins/?q...
Scavenger Hunt change themes.. by colors, 1 of anything 2 of something 3... something for each letter in SUMMER...
Science Experiments http://www.growingajeweledrose.com/2013/...
20 fun ways to use a pool noodle http://www.babble.com/home/20-clever-way...
INDOOR ACTIVITIES photos & directions:http://blissfullydomestic.com/life-bliss...


Let me tell you how excited I was.... I ALMOST had the ambition to do cartwheels in the backyard. I couldn't wait for the super-mommies in the neighborhood to get things rolling! The very next day I was receiving inquiries on when I was going to set up these activities. Crap. Me? No. Not happening. So, now you have an awesome list of ideas for your kids to fill up their summertime with their little friends. I'm going to keep working on finding a sucker to take up the job here in my hood. Wish me luck.